Home / Interest Rates / Loan interest rates
| Types of Loans & Advances (CATEGORY) | Rate of Interest (p.a.) | Rate of Interest (p.a.) (Ambar Sakhi) |
|---|---|---|
| Loan & Advances against Own TD (CCF / Ambar FDOD) | 1 % more than Term Deposit Rate | |
| Loan & Advances against Third Party TD (CCF/ Ambar FDOD) | 2 % more than Term Deposit Rate | |
| Loan against Daily Deposit | 8.95% | |
| Gold Loans & Advances (Subject to Max. of ₹ 20/-Lakhs per Individual borrower) | 9.50 % | 9.25 % |
| NSC/KVP/LIC Policy Loans & Advances | 11.00 % | 10.50 % |
| Personal Surety / Salary Deduction Loan | 13.95 % | 13.45 % |
| Personal Surety Loan (Secured by Gold, FDR, NSC & LIC Policy upto 50 %) | 12.45 % | 12.00 % |
| Personal Overdraft Scheme | 12.00 % | |
| Ambar Salary Overdraft | 11.50 % | |
| Credit Facility to Business Loans & Advances | 11.00 % | 10.50 % |
| Credit Facility to SSI Units | 11.00 % | 10.50 % |
| Ambar Working Capital Term Loan / Facility | 11.95 % | |
| Mortgage Loans | 11.00 % | 10.50 % |
| Credit Facility to Builder (CRE) | 13.95 % | 13.45 % |
| Housing Loan (Priority) | 8.95 % | |
| Housing Loan (Non – Priority) | 9.50 % | |
| Ambar House Repairing Loan (Priority) | 10.95 % | |
| Ambar House Repairing Loan (Non - Priority) | 11.50 % | |
| Ambar Housing Top – Up Loan | 9.95 % | 9.70 % |
| Ambar Decor Loan | 10.95 % | 10.45 % |
| Ambar Pro Loan | 10.45 % | 10.00 % |
| Vehicle Loan: Personal Use | 9.45 % | 8.95 % |
| Vehicle Loan: Commercial / Business Use | 10.45 % | 9.95 % |
| Education Loan: Before Completion of Education | 10.45 % | 10.00 % |
| Education Loan: After Completion of Education | 11.45 % | 11.00 % |
| Ambar Safar Loan | 10.45 % | 10.00 % |
| Ambar Chhaya Loan | 10.45 % | 10.00 % |
| Ambar Consumer Loan | 12.95 % | 12.45 % |
| Ambar Vikas Loan | 15.00 % | |
| Ambar Rajani Loan (Only for Women) | - | 10.45 % |
| Ambar Samruddhi: Overdraft (Only for Women) | - | 8.95 % |
| Swayamsiddha Loan (Only for Women) | - | 8.95 % |