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Deposit interest rates

With effect from 1-September-2025

SAVING DEPOSIT

On Daily Product Basis @ 2.75%




FIXED DEPOSIT RATES

Particulars Individual Senior Citizen/Registered Societies
7 Days to 14 Days 2.50% 2.50%
15 Days to 29 Days 2.75% 2.75%
30 Days to 45 Days 3.00% 3.00%
46 Days to 90 Days 3.50% 3.50%
91 Days to 180 Days 4.00% 4.00%
181 Days to Less Than 12 Months 6.00% 6.00%
12 Months to Less Than 18 Months 7.10% 7.35%
18 Months to 36 Months 6.75% 7.00%
37 Months & Above 6.50% 6.75%

Ambar Shubh Laxmi

Particulars Individual Senior Citizen/Registered Societies
111 Days Only 7.00% 7.25%
500 Days to 999 Days 5.75% 6.00%
1000 Days to 1499 Days 6.00% 6.25%
1500 Days 6.25% 6.50%
Simple Interest at the time of Maturity (p.a.)

Ambar Sawali – QIP for Senior Citizens

Particulars Applicable Rate Terms & Conditions
Period 5 Years and Above 7.40% p.a.
  • 1. Senior Citizens Only
  • 2. Minimum Deposit Rs. 30,000/- & Multiple of Rs. 30,000/-
  • 3. Quarterly Interest Payment
  • 4. Before Maturity Closure allowed.*

* For premature closure, Deposit will be termed as normal deposit and 1% penal interest will be made applicable for the period for which deposit has run.