About Us


Ambarnath Badlapur belt was confined with a population of middle & lower class section of the society.They were neither inclined nor aware about the banking services and went to unscrupulous money lenders who would charge them heavily for their borrowing needs. Our Founder Chairman Mr. Vilas Desai experienced the plight of these people who were the prey of the money lenders hence decided to establish a bank with a vision to help common and needy people for their Socio-Economic development.

Under the guidance and the management skill of our founder Chairman Mr. Vilas Desai,our bank had reached a commendable position in Co-operative sector. "Aapulkine Vaganari Manse" is the moto of our bank that ensures clarity of services towards our customers hence has created a distinct image of our bank in the eyes of general public.


Mr. Vilas Desai our founder Chairman is a renowned figure in Co-operative Banking Movement. As a recognition for his commendable work in Co-operative Banking field, Government of India appointed him as its representative in NAFCUB(The National Federation of Urban Cooperative Banks and Credit Societies Ltd.) and he held the post for nine years. He was Director on the Board of Maharashtra Federation of Urban Co-operative Banks and also a representative of TAFCUB(Task Force for Urban Co-operative Banks) for State of Goa. As a Chairman of Konkan Nagari Shakari Bank Association, he effectively put forth the problems faced by Urban Co-op Banks across to RBI resulting in helpful response from RBI in this sector. He has also been felicitated as the 'Best Chairman' for the year 2015-16 by Banking Frontiers.


Ambarnath Jai Hind Co-op Bank is a licensed Urban Co-operative Bank established in the year 1985 has its Head Office at Ambarnath-District Thane. At present the bank operates through network of 18 branches with 12 On-site ATMs and 1 Off-site ATM in the surrounding area of District of Thane,Pune and Raigad. The area of operation is spread over the entire state of Maharashtra.

The bank has crossed total business of Rs.814 Crores in March 2023. Deposit stood at Rs.554.29 crores and Advances at 260.08 crores. The bank has restricted Net NPA (Non-Performing Assets) position to the figure of 1.74% (Audited)*


We have established our data center which was installed and designed by own staff and the same is successfully managed by them which enables us to shift the data from Active to Passive Server in case of failure of Active Server. For business continuity plan, bank also has his own Disaster Recovery site.

Because of this Data Center our bank has come to the forefront of offering our customers following services :-
Core Banking Solution
Any Branch Banking
UPI (unified Payments Interface)
Centralised Clearing
SMS Alerts on all transactions
ATM Facility over 1,70,000 ATMs
Personalised CTR 2010 Cheque Book
Aadhar Card Enable Accounts
Direct Clearing Membership
A/C Statement by Email Facility
Rupay Debit Cards
Enable shopping at stores with EMV ATM cards


Our Bank is certified under ISO 9001 – 2008.We are honoured to be an ISO Certified Bank.


Total Business above Rs.1000 crores
To be listed as a Scheduled Co-operative Bank
Multi-state status
Network of 25 branches
Additional off-site ATM Service
Net Banking Channel