Loan Interest Rates

Types of Loans & Advances

Rate of Interest

Rate of Interest

(Ambar Sakhi)

Loan against Term Deposit

1% more than Term Deposit Rate

Loan against Daily Deposit

8.95%

Gold Loans & Advances

9.95%

9.75%

NSC/KVP/LIC Policy Loans & Advances

10.95%

10.45%

Personal / Salary Deduction Loan

13.95%

13.45%

Business Loans & Advances

11.95%

11.45%

Mortgage Loans & Advances

13.95%

13.45%

Builder Loans & Advances

14.95%

14.45%

Housing Loan

9.45%

8.95%

Vehicle Loan :- Personal Use

09.45%

8.95%

Commercial / Business Use

10.45%

09.95%

Education Loan :- Before Completion of Education

10.95%

10.45%

After Completion of Education

11.95%

11.45%

Ambar Yuva Education Loan :- Before Completion of Education

10.45%

9.95%

After Completion of Education

11.95%

11.45%

Ambar Safar Loan

10.95%

10.45%

Swayamsiddha Loan (Only for Women)

-------

8.95%

Ambar Samruddhi :- Overdraft (Only for Women)

-------

8.95%

SSI Units - Loans & Advances

11.95%

11.45%

Ambar Chhaya Loan

10.95%

10.45%

Ambar Consumer Loan

12.95%

12.45%

Ambar Rajani Loan

--------

10.45%

Ambar Vikas Loan

11.95%

11.45%

Ambar Decor Loan

10.95%

10.45%

Ambar Housing Top-up Loan Scheme

Existing Housing Loan Rate of Interest will be applicable.

Ambar Housing Plus Loan Scheme

2% more than Existing Housing Loan Rate of Interest.

Ambar Elite Loan

10.95%

10.45%

Ambar Gold Overdraft

9.95%

9.75%